/* ===================================================
   PRIMEWEALTH ADVISORY — COMPLETE STYLESHEET v4
   Updates: Typography, Spacing, Animations & Effects
   =================================================== */
:root {
  --gold:#c9a227;--gold-light:#e8c84a;--gold-dark:#a07d10;
  --navy:#0a1628;--navy-mid:#0e1e3a;--navy-light:#162b55;
  --white:#ffffff;--text-light:#a8b2c8;--text-muted:#6b7a99;
  --glass:rgba(255,255,255,0.04);--glass-border:rgba(201,162,39,0.2);
  --shadow-gold:0 8px 40px rgba(201,162,39,0.18);
  --shadow-dark:0 20px 60px rgba(0,0,0,0.5);
  --radius:14px;--radius-lg:24px;

  /* ── Typography scale ── */
  --font-display:'Playfair Display',serif;   /* NEW: richer display font */
  --font-serif:'Cormorant Garamond',serif;
  --font-body:'Montserrat',sans-serif;

  /* ── Transition tokens ── */
  --ease-smooth:cubic-bezier(0.25,0.46,0.45,0.94);
  --ease-spring:cubic-bezier(0.34,1.56,0.64,1);
  --dur-fast:0.2s;
  --dur-med:0.35s;
  --dur-slow:0.55s;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--font-body);
  font-size:15px;          /* slightly smaller base */
  line-height:1.75;        /* improved readability */
  background:var(--navy);
  color:var(--white);
  overflow-x:hidden;
}
img{max-width:100%;height:auto}
a{text-decoration:none;color:inherit}

/* ===================================================
   SCROLL-REVEAL  (JS adds .sr-visible)
   =================================================== */
.sr{opacity:0;transform:translateY(32px);transition:opacity var(--dur-slow) var(--ease-smooth),transform var(--dur-slow) var(--ease-smooth)}
.sr.sr-visible{opacity:1;transform:translateY(0)}
.sr-delay-1{transition-delay:0.1s}
.sr-delay-2{transition-delay:0.2s}
.sr-delay-3{transition-delay:0.3s}
.sr-delay-4{transition-delay:0.4s}

/* ===================================================
   POPUP
   =================================================== */
.popup-overlay{position:fixed;inset:0;background:rgba(0,0,0,0.88);backdrop-filter:blur(8px);z-index:9999;display:flex;align-items:center;justify-content:center;padding:16px;opacity:0;pointer-events:none;transition:opacity var(--dur-med) var(--ease-smooth)}
.popup-overlay.active{opacity:1;pointer-events:all}
.popup-box{
  background:linear-gradient(145deg,#0e1e3a,#162b55);
  border:1px solid var(--glass-border);
  border-radius:var(--radius-lg);
  width:100%;max-width:600px;max-height:92vh;overflow-y:auto;
  padding:40px 36px;          /* more breathing room */
  position:relative;
  box-shadow:0 30px 80px rgba(0,0,0,0.6),0 0 0 1px rgba(201,162,39,0.12);
  transform:translateY(32px) scale(0.96);
  transition:transform var(--dur-slow) var(--ease-spring);
}
.popup-overlay.active .popup-box{transform:translateY(0) scale(1)}
.popup-close{position:absolute;top:16px;right:18px;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.15);color:#fff;width:32px;height:32px;border-radius:50%;cursor:pointer;font-size:14px;display:flex;align-items:center;justify-content:center;transition:background var(--dur-fast),transform var(--dur-fast)}
.popup-close:hover{background:rgba(201,162,39,.3);transform:rotate(90deg)}
.popup-header{text-align:center;margin-bottom:26px}
.popup-icon{font-size:36px;margin-bottom:10px}
.popup-header h2{font-family:var(--font-display);font-size:28px;font-weight:700;color:#fff;line-height:1.2}
.popup-header h2 span{color:var(--gold)}
.popup-header p{color:var(--text-light);font-size:13px;margin-top:6px;line-height:1.6}
.form-success-msg{background:rgba(39,201,80,.12);border:1px solid rgba(39,201,80,.3);color:#4ade80;padding:14px 16px;border-radius:8px;font-size:14px;font-weight:600;text-align:center;margin-bottom:16px}
.popup-form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-group{margin-bottom:14px}
.form-group label{display:block;font-size:10px;font-weight:700;letter-spacing:1.2px;color:var(--gold);margin-bottom:6px}
.form-group label span{color:#e74c3c}
.form-group input,.form-group select,.form-group textarea{width:100%;background:rgba(255,255,255,0.05);border:1px solid rgba(255,255,255,0.12);color:#fff;padding:12px 15px;border-radius:8px;font-family:var(--font-body);font-size:13px;line-height:1.5;transition:border-color var(--dur-fast),background var(--dur-fast),box-shadow var(--dur-fast);outline:none}
.form-group input::placeholder,.form-group textarea::placeholder{color:rgba(255,255,255,.35)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--gold);background:rgba(201,162,39,.06);box-shadow:0 0 0 3px rgba(201,162,39,0.1)}
.form-group select option{background:#162b55;color:#fff}
.form-group select optgroup{background:#0e1e3a;color:var(--gold);font-weight:700}
.popup-actions{display:flex;gap:12px;margin-top:12px}
.btn-later{flex:1;background:transparent;border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.7);padding:13px;border-radius:30px;cursor:pointer;font-size:13px;font-family:var(--font-body);transition:border-color var(--dur-fast),color var(--dur-fast)}
.btn-later:hover{border-color:#fff;color:#fff}
.btn-submit{flex:2;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy);border:none;padding:13px;border-radius:30px;font-weight:700;font-size:14px;font-family:var(--font-body);cursor:pointer;transition:transform var(--dur-fast) var(--ease-spring),box-shadow var(--dur-fast);box-shadow:0 4px 20px rgba(201,162,39,.4)}
.btn-submit:hover{transform:translateY(-3px) scale(1.01);box-shadow:0 10px 32px rgba(201,162,39,.55)}
.btn-submit:active{transform:translateY(-1px) scale(0.99)}
.btn-submit:disabled{opacity:.7;cursor:wait}
.popup-privacy{text-align:center;font-size:11px;color:var(--text-muted);margin-top:12px;line-height:1.6}

/* ===================================================
   HEADER / NAV
   =================================================== */
.header{position:fixed;top:0;left:0;right:0;z-index:1000;transition:background var(--dur-med),box-shadow var(--dur-med)}
.header.scrolled{background:rgba(10,22,40,.96);backdrop-filter:blur(20px);border-bottom:1px solid var(--glass-border);box-shadow:0 4px 30px rgba(0,0,0,.4)}
.nav-container{max-width:1380px;margin:0 auto;display:flex;align-items:center;height:72px;padding:0 32px;gap:6px}  /* wider max */
.logo-img{height:52px;width:auto;object-fit:contain;display:block;flex-shrink:0}
.nav-menu{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav-menu>a,.nav-dropdown>a.nav-link-drop{color:rgba(255,255,255,.85);font-size:13px;font-weight:500;padding:8px 11px;border-radius:8px;transition:color var(--dur-fast),background var(--dur-fast);white-space:nowrap;display:block}
.nav-menu>a:hover,.nav-menu>a.active,.nav-dropdown>a.nav-link-drop:hover{color:var(--gold);background:rgba(201,162,39,.08)}
.nav-dropdown{position:relative;display:flex;align-items:center}
.dropdown-mega{position:absolute;top:calc(100% + 0px);left:50%;transform:translateX(-50%) translateY(-6px);background:var(--navy-mid);border:1px solid var(--glass-border);border-radius:var(--radius);display:grid;grid-template-columns:repeat(5,155px);gap:0;padding:24px 18px;opacity:0;pointer-events:none;transition:opacity var(--dur-med) var(--ease-smooth),transform var(--dur-med) var(--ease-smooth);box-shadow:var(--shadow-dark);min-width:790px}
.dropdown-mega::before{content:'';position:absolute;top:-12px;left:0;right:0;height:12px}
.nav-dropdown:hover .dropdown-mega,
.nav-dropdown.menu-open .dropdown-mega{opacity:1;pointer-events:all;transform:translateX(-50%) translateY(0)}
.nav-dropdown.locked>a.nav-link-drop{color:var(--gold);background:rgba(201,162,39,.15)}
.mega-col{padding:0 12px}
.mega-col+.mega-col{border-left:1px solid rgba(255,255,255,.06)}
.mega-col h4{color:var(--gold);font-size:10px;letter-spacing:2px;font-weight:700;margin-bottom:12px;text-transform:uppercase}
.mega-col a{display:block;color:var(--text-light);font-size:12px;padding:5px 0;transition:color var(--dur-fast),padding-left var(--dur-fast)}
.mega-col a:hover{color:var(--gold);padding-left:4px}
.cta-nav{background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy);border:none;padding:10px 22px;border-radius:30px;font-weight:700;font-size:13px;cursor:pointer;transition:transform var(--dur-fast) var(--ease-spring),box-shadow var(--dur-fast);white-space:nowrap;font-family:var(--font-body);box-shadow:0 4px 16px rgba(201,162,39,.35);margin-left:10px;flex-shrink:0}
.cta-nav:hover{transform:translateY(-2px) scale(1.02);box-shadow:0 8px 28px rgba(201,162,39,.55)}
.hamburger{display:none;background:none;border:1px solid rgba(255,255,255,.2);color:#fff;padding:8px 12px;border-radius:8px;cursor:pointer;font-size:18px;margin-left:8px}
.mobile-nav-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:899}

/* ===================================================
   BUTTONS
   =================================================== */
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy);border:none;padding:15px 32px;border-radius:30px;font-weight:700;font-size:15px;cursor:pointer;transition:transform var(--dur-fast) var(--ease-spring),box-shadow var(--dur-fast);font-family:var(--font-body);box-shadow:0 6px 24px rgba(201,162,39,.4)}
.btn-gold:hover{transform:translateY(-4px) scale(1.02);box-shadow:0 12px 40px rgba(201,162,39,.6)}
.btn-gold:active{transform:translateY(-1px) scale(0.99)}
.btn-gold.full-width{width:100%}
.btn-outline{color:#fff;border:1.5px solid rgba(255,255,255,.3);padding:14px 28px;border-radius:30px;font-size:14px;font-weight:500;transition:border-color var(--dur-fast),color var(--dur-fast),background var(--dur-fast);display:inline-block}
.btn-outline:hover{border-color:var(--gold);color:var(--gold);background:rgba(201,162,39,.05)}

/* ===================================================
   HERO
   =================================================== */
.hero{min-height:100vh;background:linear-gradient(135deg,#050d1a 0%,#0a1628 40%,#0f2040 70%,#0a1628 100%);position:relative;overflow:hidden;display:flex;align-items:center;padding:110px 32px 70px}
.hero-bg-overlay{position:absolute;inset:0;background:radial-gradient(ellipse at 70% 50%,rgba(201,162,39,.08) 0%,transparent 60%),radial-gradient(ellipse at 10% 80%,rgba(18,32,64,.8) 0%,transparent 50%)}
.particles{position:absolute;inset:0;overflow:hidden}
.particle{position:absolute;width:2px;height:2px;background:var(--gold);border-radius:50%;opacity:.4;animation:float-particle linear infinite}
@keyframes float-particle{0%{transform:translateY(100vh) translateX(0);opacity:0}10%{opacity:.4}90%{opacity:.4}100%{transform:translateY(-100px) translateX(80px);opacity:0}}
.hero-inner{max-width:1380px;margin:0 auto;width:100%;display:grid;grid-template-columns:1fr 380px;gap:60px;align-items:center;position:relative;z-index:2}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(201,162,39,.12);border:1px solid rgba(201,162,39,.3);color:var(--gold);font-size:12px;font-weight:600;padding:6px 18px;border-radius:30px;margin-bottom:26px;letter-spacing:.5px;animation:fadeInDown .8s var(--ease-smooth) forwards}
.hero-title{font-family:var(--font-display);line-height:1.05;margin-bottom:22px;animation:fadeInUp .9s var(--ease-smooth) .2s both}
.hero-title .line1{display:block;font-size:clamp(18px,2.5vw,34px);font-weight:400;color:var(--text-light);letter-spacing:2px}
/* BIGGER headings */
.hero-title .line2{display:block;font-size:clamp(42px,6vw,82px);font-weight:700;color:#fff;letter-spacing:-1.5px}
.hero-title .line2 em{font-style:italic;color:var(--gold)}
.hero-sub{font-size:clamp(13px,1.4vw,15.5px);color:var(--text-light);max-width:540px;line-height:1.85;margin-bottom:18px;animation:fadeInUp .9s var(--ease-smooth) .35s both}
.hero-langs{display:flex;gap:18px;flex-wrap:wrap;margin-bottom:34px;animation:fadeInUp .9s var(--ease-smooth) .45s both}
.hero-langs span{font-size:13px;color:rgba(201,162,39,.6);font-weight:500}
.hero-btns{display:flex;gap:18px;align-items:center;margin-bottom:52px;animation:fadeInUp .9s var(--ease-smooth) .55s both;flex-wrap:wrap}
.hero-stats{display:flex;align-items:center;gap:30px;animation:fadeInUp .9s var(--ease-smooth) .65s both;flex-wrap:wrap}
.hstat .hnum{font-family:var(--font-display);font-size:38px;font-weight:900;color:var(--gold)}
.hstat span:last-of-type{font-size:24px;color:var(--gold);font-weight:700}
.hstat p{font-size:10px;color:var(--text-light);text-transform:uppercase;letter-spacing:1.2px;margin-top:3px}
.hstat-div{width:1px;height:50px;background:rgba(255,255,255,.12)}
.hero-visual{animation:fadeIn 1s var(--ease-smooth) .8s both}
.hero-card-stack{position:relative;width:320px;height:340px}
.float-card{position:absolute;background:rgba(255,255,255,.04);backdrop-filter:blur(20px);border:1px solid rgba(201,162,39,.2);border-radius:var(--radius);padding:18px 22px;display:flex;gap:14px;align-items:center;box-shadow:0 8px 32px rgba(0,0,0,.4);transition:box-shadow var(--dur-med)}
.float-card:hover{box-shadow:0 16px 48px rgba(201,162,39,.25)}
.card1{top:0;right:0;animation:floatUp 3.2s var(--ease-smooth) infinite}
.card2{top:110px;left:-20px;animation:floatUp 3.2s var(--ease-smooth) 1.1s infinite}
.card3{bottom:0;right:20px;animation:floatUp 3.2s var(--ease-smooth) 2.2s infinite}
.fc-icon{font-size:28px}
.fc-text strong{display:block;font-size:13px;color:#fff;font-weight:600}
.fc-text span{font-size:21px;color:var(--gold);font-family:var(--font-display);font-weight:700}
.hero-circle-glow{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,39,.12) 0%,transparent 70%);animation:pulse 4.5s var(--ease-smooth) infinite}
@keyframes floatUp{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
@keyframes pulse{0%,100%{transform:translate(-50%,-50%) scale(1);opacity:.6}50%{transform:translate(-50%,-50%) scale(1.12);opacity:1}}
@keyframes fadeInDown{from{opacity:0;transform:translateY(-22px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeInUp{from{opacity:0;transform:translateY(34px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}

/* ===================================================
   PARTNERS STRIP
   =================================================== */
.partners-strip{background:linear-gradient(90deg,var(--navy-mid),#1a2f5a,var(--navy-mid));border-top:1px solid var(--glass-border);border-bottom:1px solid var(--glass-border);padding:20px 0;overflow:hidden}
.partners-label{text-align:center;font-size:10px;letter-spacing:2.5px;color:var(--gold);font-weight:700;margin-bottom:14px}
.partners-scroll{overflow:hidden}
.partners-track{display:flex;gap:52px;align-items:center;animation:scrollLeft 22s linear infinite;width:max-content}
.partner-logo{font-size:13px;font-weight:700;color:rgba(255,255,255,.4);letter-spacing:1px;text-transform:uppercase;white-space:nowrap;padding:6px 18px;border:1px solid rgba(255,255,255,.08);border-radius:6px;transition:color var(--dur-fast),border-color var(--dur-fast)}
.partner-logo:hover{color:rgba(255,255,255,.7);border-color:rgba(255,255,255,.2)}
@keyframes scrollLeft{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* ===================================================
   SHARED SECTION STYLES
   =================================================== */
.section-label{font-size:11px;font-weight:700;letter-spacing:3px;color:var(--gold);text-transform:uppercase;margin-bottom:12px}
/* BIGGER section headings */
.section-title{font-family:var(--font-display);font-size:clamp(30px,4vw,52px);font-weight:700;color:#fff;margin-bottom:44px;line-height:1.15;letter-spacing:-0.5px}
.section-wrap{max-width:1380px;margin:0 auto;padding:96px 36px}  /* more padding, wider max */

/* ===================================================
   IMAGE PLACEHOLDERS
   =================================================== */
.img-placeholder{background:linear-gradient(135deg,rgba(201,162,39,.08),rgba(10,22,40,.8));border:2px dashed rgba(201,162,39,.3);border-radius:var(--radius);display:flex;align-items:center;justify-content:center;transition:border-color var(--dur-fast)}
.img-placeholder:hover{border-color:var(--gold)}
.img-ph-inner{text-align:center;padding:20px}
.img-ph-icon{font-size:36px;display:block;margin-bottom:8px;opacity:.6}
.img-ph-inner p{font-size:13px;color:var(--text-muted);font-weight:600;margin-bottom:4px}
.img-ph-inner small{font-size:11px;color:rgba(255,255,255,.25)}
.img-ph-inner code{font-size:10px;color:var(--gold);background:rgba(201,162,39,.1);padding:2px 6px;border-radius:4px}
.svc-image-hero{max-width:1380px;margin:0 auto;padding:0 36px 44px}
.img-hero-placeholder{height:340px;width:100%}
.svc-image-inline{margin:30px 0}
.img-inline-placeholder{height:240px;width:100%}
.img-sidebar-placeholder{height:180px;width:100%}
.section-image-block{margin:44px 0}
.img-section-placeholder{height:280px;width:100%}

/* ===================================================
   FUNDING SECTION
   =================================================== */
.funding-section{padding:96px 36px}  /* more padding */
.funding-section .section-label,.funding-section .section-title{max-width:1380px;margin-left:auto;margin-right:auto;display:block}
.funding-grid{max-width:1380px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}  /* tighter gap */
.fund-card{background:var(--glass);border:1px solid var(--glass-border);border-radius:var(--radius);padding:30px 26px;transition:transform var(--dur-med) var(--ease-spring),box-shadow var(--dur-med),border-color var(--dur-med);position:relative;overflow:hidden}
.fund-card::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent,var(--gold),transparent);opacity:0;transition:opacity var(--dur-med)}
/* enhanced card hover */
.fund-card::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% 0%,rgba(201,162,39,0.06),transparent 70%);opacity:0;transition:opacity var(--dur-med)}
.fund-card:hover{transform:translateY(-8px) scale(1.01);box-shadow:0 20px 60px rgba(201,162,39,.2),var(--shadow-gold);border-color:var(--gold)}
.fund-card:hover::before{opacity:1}
.fund-card:hover::after{opacity:1}
.fund-card.featured{background:linear-gradient(135deg,rgba(201,162,39,.12),rgba(201,162,39,.04));border-color:var(--gold)}
.fund-badge{display:inline-block;background:rgba(201,162,39,.15);color:var(--gold);font-size:11px;font-weight:700;letter-spacing:1px;padding:4px 10px;border-radius:4px;margin-bottom:14px}
.fund-card h3{font-family:var(--font-display);font-size:26px;color:var(--gold);margin-bottom:5px}
.fund-card p{font-size:13.5px;font-weight:600;color:#fff;margin-bottom:10px;line-height:1.5}
.fund-card span{font-size:13px;color:var(--text-light);line-height:1.7;display:block;margin-bottom:18px}
.fund-btn{background:transparent;border:1px solid var(--gold);color:var(--gold);padding:9px 20px;border-radius:20px;font-size:12px;font-weight:600;cursor:pointer;font-family:var(--font-body);transition:background var(--dur-fast),color var(--dur-fast),transform var(--dur-fast) var(--ease-spring)}
.fund-btn:hover{background:var(--gold);color:var(--navy);transform:scale(1.04)}

/* ===================================================
   SERVICES SECTION
   =================================================== */
.services-section{padding:96px 36px;background:linear-gradient(180deg,var(--navy) 0%,#060e1e 100%)}
.services-section .section-label,.services-section .section-title{max-width:1380px;margin-left:auto;margin-right:auto;display:block}
.services-marquee{overflow:hidden;margin-bottom:54px}
.marquee-track{display:flex;gap:16px;animation:scrollLeft 28s linear infinite;width:max-content}
.service-pill{background:rgba(201,162,39,.08);border:1px solid rgba(201,162,39,.2);color:var(--gold);font-size:13px;font-weight:600;padding:10px 22px;border-radius:30px;white-space:nowrap}
.services-grid{max-width:1380px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}  /* tighter gap */
.service-card{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.08);border-radius:var(--radius);padding:34px 28px;color:#fff;position:relative;overflow:hidden;transition:transform var(--dur-med) var(--ease-spring),box-shadow var(--dur-med),border-color var(--dur-med);display:block}
.service-card.gold{background:rgba(201,162,39,.06);border-color:rgba(201,162,39,.25)}
.service-card.digital{background:rgba(74,222,128,.04);border-color:rgba(74,222,128,.2)}
/* Enhanced hover with glow */
.service-card::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% 0%,rgba(201,162,39,0.07),transparent 75%);opacity:0;transition:opacity var(--dur-med)}
.service-card:hover{transform:translateY(-10px) scale(1.01);box-shadow:0 24px 56px rgba(0,0,0,.45),0 0 0 1px rgba(201,162,39,.3);border-color:var(--gold)}
.service-card:hover::after{opacity:1}
.sc-number{font-size:64px;font-family:var(--font-display);font-weight:700;color:rgba(201,162,39,.1);position:absolute;top:10px;right:16px;line-height:1}
.sc-icon{font-size:38px;margin-bottom:18px;display:block;transition:transform var(--dur-med) var(--ease-spring)}
.service-card:hover .sc-icon{transform:scale(1.15) rotate(-4deg)}
.service-card h3{font-size:19px;font-weight:700;color:var(--gold);margin-bottom:12px;letter-spacing:.5px}
.service-card p{font-size:13.5px;color:var(--text-light);line-height:1.75;margin-bottom:22px}
.sc-arrow{font-size:18px;color:var(--gold);transition:transform var(--dur-med) var(--ease-spring);display:inline-block}
.service-card:hover .sc-arrow{transform:translateX(8px)}

/* ===================================================
   CONNECT SECTION
   =================================================== */
.connect-section{padding:96px 36px;background:linear-gradient(135deg,#0a1628,#0f2040);border-top:1px solid var(--glass-border);border-bottom:1px solid var(--glass-border)}
.connect-inner{max-width:1380px;margin:0 auto;display:grid;grid-template-columns:1fr 1.2fr;gap:64px;align-items:start}
.connect-left h2{font-family:var(--font-display);font-size:clamp(30px,3.8vw,50px);font-weight:700;color:#fff;line-height:1.15;margin-bottom:18px;letter-spacing:-0.3px}
.connect-left h2 span{color:var(--gold)}
.connect-left p{font-size:14.5px;color:var(--text-light);line-height:1.85;margin-bottom:30px}
.connect-features{display:flex;flex-direction:column;gap:14px}
.cf-item{font-size:14px;color:rgba(255,255,255,.8);font-weight:500;line-height:1.6}
.inline-form{display:flex;flex-direction:column;gap:14px}
.inline-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.inline-form input,.inline-form select,.inline-form textarea{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);color:#fff;padding:14px 17px;border-radius:10px;font-size:14px;font-family:var(--font-body);outline:none;transition:border-color var(--dur-fast),background var(--dur-fast),box-shadow var(--dur-fast);width:100%;line-height:1.5}
.inline-form input::placeholder,.inline-form textarea::placeholder{color:rgba(255,255,255,.3)}
.inline-form input:focus,.inline-form select:focus,.inline-form textarea:focus{border-color:var(--gold);background:rgba(201,162,39,.04);box-shadow:0 0 0 3px rgba(201,162,39,0.1)}
.inline-form select option{background:#0f2040}
.form-alert{padding:13px 17px;border-radius:8px;font-size:13px;font-weight:600;margin-bottom:14px;display:flex;align-items:center;gap:8px}
.form-alert.success{background:rgba(39,201,80,.12);border:1px solid rgba(39,201,80,.3);color:#4ade80}
.form-alert.error{background:rgba(239,68,68,.12);border:1px solid rgba(239,68,68,.3);color:#f87171}

/* ===================================================
   TESTIMONIALS
   =================================================== */
.testimonials-section{padding:96px 36px;max-width:1380px;margin:0 auto}
.testi-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-bottom:52px}
.testi-card{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.08);border-radius:var(--radius);padding:30px 26px;transition:transform var(--dur-med) var(--ease-spring),box-shadow var(--dur-med),border-color var(--dur-med)}
.testi-card.featured{background:rgba(201,162,39,.07);border-color:rgba(201,162,39,.3)}
.testi-card:hover{transform:translateY(-6px) scale(1.01);box-shadow:var(--shadow-gold);border-color:rgba(201,162,39,.4)}
.testi-stars{color:var(--gold);font-size:16px;margin-bottom:16px;letter-spacing:2px}
.testi-card p{font-size:14px;color:var(--text-light);line-height:1.85;margin-bottom:22px;font-style:italic}
.testi-author{display:flex;gap:14px;align-items:center}
.ta-avatar{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy);font-weight:700;font-size:16px;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform var(--dur-fast) var(--ease-spring)}
.testi-card:hover .ta-avatar{transform:scale(1.1)}
.testi-author strong{display:block;font-size:14.5px}
.testi-author span{font-size:12px;color:var(--text-muted)}
.rating-bar{background:rgba(255,255,255,.03);border:1px solid var(--glass-border);border-radius:var(--radius);padding:30px 36px;display:flex;justify-content:space-between;align-items:center}
.big-rating{font-family:var(--font-display);font-size:56px;font-weight:900;color:var(--gold);line-height:1}
.rating-stars{font-size:18px;color:var(--gold);margin:4px 0;letter-spacing:2px}
.rating-left p{font-size:13px;color:var(--text-light)}
.rating-right{display:flex;gap:16px}
.rating-source{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);padding:10px 22px;border-radius:8px;font-size:13px;font-weight:600;color:#fff;transition:border-color var(--dur-fast),background var(--dur-fast)}
.rating-source:hover{border-color:var(--gold);background:rgba(201,162,39,.07)}

/* ===================================================
   WHY / HOW
   =================================================== */
.why-section{padding:96px 36px;background:linear-gradient(180deg,#060e1e,var(--navy))}
.why-section .section-label,.why-section .section-title{max-width:1380px;margin:0 auto;display:block}
.why-grid{max-width:1380px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.why-card{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:var(--radius);padding:32px 26px;transition:transform var(--dur-med) var(--ease-spring),border-color var(--dur-med),box-shadow var(--dur-med);text-align:center}
.why-card:hover{transform:translateY(-8px) scale(1.02);border-color:var(--gold);box-shadow:var(--shadow-gold)}
.why-icon{font-size:42px;margin-bottom:18px;display:block;transition:transform var(--dur-med) var(--ease-spring)}
.why-card:hover .why-icon{transform:scale(1.2) rotate(-5deg)}
.why-card h3{font-size:17px;font-weight:700;color:var(--gold);margin-bottom:12px}
.why-card p{font-size:13.5px;color:var(--text-light);line-height:1.75}
.how-section{padding:96px 36px;max-width:1380px;margin:0 auto;text-align:center}
.how-sub{font-size:15.5px;color:var(--text-light);max-width:620px;margin:-22px auto 54px;line-height:1.8}
.how-steps{display:flex;align-items:flex-start;justify-content:center;gap:8px}
.step{flex:1;max-width:230px;background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:var(--radius);padding:30px 22px;transition:transform var(--dur-med) var(--ease-spring),border-color var(--dur-med),box-shadow var(--dur-med)}
.step:hover{border-color:var(--gold);transform:translateY(-8px) scale(1.02);box-shadow:var(--shadow-gold)}
.step-num{font-size:11px;font-weight:700;letter-spacing:2px;color:var(--gold);margin-bottom:14px}
.step-icon{font-size:38px;margin-bottom:16px;display:block;transition:transform var(--dur-med) var(--ease-spring)}
.step:hover .step-icon{transform:scale(1.15)}
.step h3{font-size:15.5px;font-weight:700;color:#fff;margin-bottom:10px}
.step p{font-size:12.5px;color:var(--text-light);line-height:1.75}
.step-arrow{font-size:24px;color:rgba(201,162,39,.4);margin-top:60px;flex-shrink:0;transition:color var(--dur-fast),transform var(--dur-fast)}
.step:hover~.step-arrow{color:rgba(201,162,39,.7)}

/* ===================================================
   STATS
   =================================================== */
.stats-section{background:linear-gradient(135deg,var(--gold-dark),#7a5c08,var(--gold-dark));padding:68px 36px}
.stats-grid{max-width:1380px;margin:0 auto;display:grid;grid-template-columns:repeat(5,1fr);gap:18px;align-items:center;text-align:center}
.stat-item .stat-num{font-family:var(--font-display);font-size:52px;font-weight:900;color:var(--navy)}
.stat-item .stat-plus{font-size:30px;color:var(--navy);font-weight:700}
.stat-item p{font-size:12px;font-weight:600;color:rgba(10,22,40,.7);text-transform:uppercase;letter-spacing:1.2px;margin-top:5px}
.stat-text .stat-big{font-family:var(--font-display);font-size:38px;font-weight:900;color:var(--navy);display:block}

/* ===================================================
   BLOG
   =================================================== */
.blog-section{padding:96px 36px;max-width:1380px;margin:0 auto}
.blog-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.blog-card{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:var(--radius);overflow:hidden;transition:transform var(--dur-med) var(--ease-spring),border-color var(--dur-med),box-shadow var(--dur-med)}
.blog-card:hover{transform:translateY(-8px) scale(1.01);border-color:var(--gold);box-shadow:var(--shadow-gold)}
.blog-img{height:168px;overflow:hidden;position:relative}
.blog-img::after{content:'';position:absolute;inset:0;background:rgba(0,0,0,.2);transition:opacity var(--dur-med)}
.blog-card:hover .blog-img::after{opacity:0}
.blog-img1{background:linear-gradient(135deg,#1a3a5c,#0f2040)}
.blog-img2{background:linear-gradient(135deg,#1a5c2a,#0a3015)}
.blog-img3{background:linear-gradient(135deg,#5c3a1a,#3a2010)}
.blog-img4{background:linear-gradient(135deg,#3a1a5c,#200a3a)}
.blog-body{padding:22px}
.blog-tag{font-size:10px;font-weight:700;letter-spacing:1.5px;color:var(--gold);text-transform:uppercase;margin-bottom:9px;display:block}
.blog-card h3{font-size:14.5px;font-weight:600;color:#fff;line-height:1.55;margin-bottom:9px}
.blog-card p{font-size:12.5px;color:var(--text-light);line-height:1.7;margin-bottom:16px}
.blog-link{font-size:12px;color:var(--gold);font-weight:600;transition:letter-spacing var(--dur-fast)}
.blog-link:hover{text-decoration:underline;letter-spacing:.3px}

/* ===================================================
   SERVICE DETAIL PAGES
   =================================================== */
.service-hero{padding:150px 36px 90px;background:linear-gradient(135deg,#050d1a,#0a1628,#0f2040);position:relative;overflow:hidden;border-bottom:1px solid var(--glass-border)}
.service-hero::after{content:'';position:absolute;top:0;right:0;width:50%;height:100%;background:radial-gradient(ellipse at right,rgba(201,162,39,.08),transparent 70%)}
.service-hero-inner{max-width:1380px;margin:0 auto;position:relative;z-index:2}
.breadcrumb{font-size:12px;color:var(--text-muted);margin-bottom:18px;display:flex;align-items:center;gap:6px;flex-wrap:wrap}
.breadcrumb a{color:var(--gold)}.breadcrumb a:hover{text-decoration:underline}
.bc-sep{color:var(--text-muted)}
.sh-category{font-size:11px;font-weight:700;letter-spacing:3px;color:var(--gold);text-transform:uppercase;margin-bottom:14px}
/* BIGGER hero heading */
.service-hero-inner h1{font-family:var(--font-display);font-size:clamp(38px,5.5vw,70px);font-weight:700;color:#fff;line-height:1.05;margin-bottom:22px;letter-spacing:-1px}
.service-hero-inner h1 em{color:var(--gold);font-style:italic}
.hero-desc{font-size:16px;color:var(--text-light);max-width:640px;line-height:1.85;margin-bottom:36px}
.service-hero-meta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:40px}
.meta-pill{display:flex;align-items:center;gap:8px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);padding:9px 18px;border-radius:30px;font-size:12.5px;color:rgba(255,255,255,.8);transition:border-color var(--dur-fast),background var(--dur-fast)}
.meta-pill:hover{border-color:rgba(201,162,39,.3);background:rgba(201,162,39,.04)}
.meta-pill span{color:var(--gold);font-weight:700}
.svc-stats-bar{background:linear-gradient(90deg,#0a1628,#0f2040,#0a1628);border-bottom:1px solid var(--glass-border);display:flex;align-items:center;justify-content:center;flex-wrap:wrap}
.ssb-item{display:flex;flex-direction:column;align-items:center;padding:22px 44px;text-align:center}
.ssb-val{font-family:var(--font-display);font-size:30px;font-weight:900;color:var(--gold)}
.ssb-lbl{font-size:10px;letter-spacing:1.2px;color:var(--text-muted);text-transform:uppercase;margin-top:3px}
.ssb-div{width:1px;height:50px;background:rgba(255,255,255,.08)}
.service-page-grid{max-width:1380px;margin:0 auto;padding:68px 36px;display:grid;grid-template-columns:1fr 360px;gap:52px;align-items:start}
.svc-section{margin-bottom:52px}
.svc-section h2{font-family:var(--font-display);font-size:clamp(24px,2.8vw,36px);font-weight:700;color:#fff;margin-bottom:20px;padding-bottom:14px;border-bottom:1px solid rgba(201,162,39,.2);letter-spacing:-0.3px}
.service-content p{font-size:15px;color:var(--text-light);line-height:1.9;margin-bottom:18px}
.service-content ul{list-style:none;display:flex;flex-direction:column;gap:11px;margin-bottom:26px}
.service-content ul li{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;color:var(--text-light);line-height:1.7}
.service-content ul li::before{content:'✦';color:var(--gold);flex-shrink:0;margin-top:3px}
.docs-list{display:grid;grid-template-columns:1fr 1fr;gap:11px;margin-bottom:26px}
.doc-item{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.08);border-radius:8px;padding:11px 15px;display:flex;gap:10px;align-items:center;font-size:13px;color:var(--text-light);transition:border-color var(--dur-fast)}
.doc-item:hover{border-color:rgba(201,162,39,.3)}
.doc-item::before{content:'📄';font-size:16px}
.benefits-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.benefit-item{display:flex;gap:12px;align-items:flex-start;background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:10px;padding:15px 17px;transition:border-color var(--dur-fast),transform var(--dur-fast) var(--ease-spring);font-size:13.5px;color:var(--text-light);line-height:1.7}
.benefit-item:hover{border-color:rgba(201,162,39,.3);transform:translateX(3px)}
.bi-check{color:var(--gold);font-size:12px;margin-top:4px;flex-shrink:0}
.process-steps{display:flex;flex-direction:column;gap:14px;margin-bottom:26px}
.process-step{display:flex;gap:17px;align-items:flex-start;background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:10px;padding:18px 22px;transition:border-color var(--dur-med),transform var(--dur-fast) var(--ease-spring)}
.process-step:hover{border-color:var(--gold);transform:translateX(4px)}
.ps-num{width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy);font-weight:700;font-size:13px;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform var(--dur-fast) var(--ease-spring)}
.process-step:hover .ps-num{transform:scale(1.1)}
.ps-content h4{font-size:14.5px;font-weight:700;color:#fff;margin-bottom:5px}
.ps-content p{font-size:13.5px;color:var(--text-light);line-height:1.7;margin:0}
.info-box{background:rgba(201,162,39,.06);border:1px solid rgba(201,162,39,.2);border-radius:10px;padding:18px 22px;margin-bottom:14px}
.faq-item{border-bottom:1px solid rgba(255,255,255,.07);padding:18px 0}
.faq-q{font-size:14.5px;font-weight:600;color:#fff;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;transition:color var(--dur-fast)}
.faq-q:hover{color:var(--gold)}
.faq-q::after{content:'+';font-size:22px;color:var(--gold);transition:transform var(--dur-med) var(--ease-spring);flex-shrink:0}
.faq-item.open .faq-q::after{transform:rotate(45deg)}
.faq-a{font-size:14px;color:var(--text-light);line-height:1.85;max-height:0;overflow:hidden;transition:max-height var(--dur-slow) var(--ease-smooth),padding var(--dur-slow) var(--ease-smooth)}
.faq-item.open .faq-a{max-height:400px;padding-top:12px}
.svc-cta-banner{background:linear-gradient(135deg,rgba(201,162,39,.12),rgba(201,162,39,.04));border:1px solid rgba(201,162,39,.3);border-radius:var(--radius);padding:32px 36px;display:flex;justify-content:space-between;align-items:center;gap:26px;margin-top:52px;transition:border-color var(--dur-fast),box-shadow var(--dur-fast)}
.svc-cta-banner:hover{border-color:var(--gold);box-shadow:var(--shadow-gold)}
.svc-cta-banner h3{font-family:var(--font-display);font-size:26px;color:#fff;margin-bottom:7px}
.svc-cta-banner p{font-size:13.5px;color:var(--text-light)}
/* Sidebar */
.service-sidebar{display:flex;flex-direction:column;gap:22px;position:sticky;top:90px}
.sidebar-card{background:linear-gradient(145deg,#0e1e3a,#162b55);border:1px solid var(--glass-border);border-radius:var(--radius);padding:26px}
.sidebar-card h3{font-size:16px;font-weight:700;color:var(--gold);margin-bottom:18px}
.sidebar-form input,.sidebar-form select,.sidebar-form textarea{width:100%;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);color:#fff;padding:12px 15px;border-radius:8px;font-size:13px;font-family:var(--font-body);outline:none;transition:border-color var(--dur-fast),box-shadow var(--dur-fast);margin-bottom:11px;line-height:1.5}
.sidebar-form input::placeholder,.sidebar-form textarea::placeholder{color:rgba(255,255,255,.3)}
.sidebar-form input:focus,.sidebar-form select:focus,.sidebar-form textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,162,39,0.1)}
.sidebar-form select option{background:#0f2040}
.related-links{display:flex;flex-direction:column;gap:9px}
.related-link{display:flex;justify-content:space-between;align-items:center;padding:11px 15px;background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:8px;font-size:13px;color:var(--text-light);transition:border-color var(--dur-fast),color var(--dur-fast),transform var(--dur-fast) var(--ease-spring)}
.related-link:hover{border-color:var(--gold);color:var(--gold);transform:translateX(4px)}
.related-link::after{content:'→';color:var(--gold);transition:transform var(--dur-fast)}
.related-link:hover::after{transform:translateX(3px)}
.call-btn{display:block;background:rgba(201,162,39,.1);border:1px solid rgba(201,162,39,.3);color:var(--gold);padding:11px 17px;border-radius:8px;font-weight:700;font-size:13px;text-align:center;transition:background var(--dur-fast),transform var(--dur-fast) var(--ease-spring)}
.call-btn:hover{background:rgba(201,162,39,.2);transform:scale(1.02)}

/* ===================================================
   FOOTER
   =================================================== */
.footer{background:#050d1a;border-top:1px solid var(--glass-border)}
.footer-top{max-width:1380px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 0.8fr;gap:44px;padding:68px 36px 44px}
.footer-logo{height:50px;margin-bottom:14px;object-fit:contain}
.footer-brand p{font-size:13px;color:var(--text-muted);margin-bottom:22px;letter-spacing:2px;text-transform:uppercase}
.social-links{display:flex;gap:10px}
.social{width:38px;height:38px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:8px;display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.6);font-size:14px;font-weight:700;transition:background var(--dur-fast),border-color var(--dur-fast),color var(--dur-fast),transform var(--dur-fast) var(--ease-spring)}
.social:hover{background:rgba(201,162,39,.2);border-color:var(--gold);color:var(--gold);transform:translateY(-3px) scale(1.1)}
.footer-col h4{font-size:13px;font-weight:700;color:var(--gold);letter-spacing:1px;text-transform:uppercase;margin-bottom:18px}
.footer-col p{font-size:13px;color:var(--text-light);line-height:1.85;margin-bottom:12px}
.footer-col a{display:block;font-size:13px;color:var(--text-light);margin-bottom:9px;transition:color var(--dur-fast),padding-left var(--dur-fast)}
.footer-col a:hover{color:var(--gold);padding-left:4px}
.footer-disclaimer{max-width:1380px;margin:0 auto;padding:26px 36px;border-top:1px solid rgba(255,255,255,.05)}
.footer-disclaimer p{font-size:11.5px;color:var(--text-muted);line-height:1.85}
.footer-bottom{max-width:1380px;margin:0 auto;padding:20px 36px;border-top:1px solid rgba(255,255,255,.05);display:flex;justify-content:space-between;align-items:center}
.footer-bottom p{font-size:12.5px;color:var(--text-muted)}
.footer-bottom div{display:flex;gap:22px}
.footer-bottom a{font-size:12.5px;color:var(--text-muted);transition:color var(--dur-fast)}
.footer-bottom a:hover{color:var(--gold)}

/* ===================================================
   FLOATING CTA
   =================================================== */
.float-cta{position:fixed;bottom:30px;right:30px;z-index:900;opacity:0;transform:translateY(20px);transition:opacity var(--dur-med),transform var(--dur-med) var(--ease-spring);pointer-events:none}
.float-cta.visible{opacity:1;transform:translateY(0);pointer-events:all}
.float-cta button{background:linear-gradient(135deg,var(--gold),var(--gold-dark));color:var(--navy);border:none;padding:14px 26px;border-radius:30px;font-weight:700;font-size:14px;cursor:pointer;font-family:var(--font-body);box-shadow:0 8px 30px rgba(201,162,39,.5);transition:transform var(--dur-fast) var(--ease-spring),box-shadow var(--dur-fast)}
.float-cta button:hover{transform:translateY(-4px) scale(1.03);box-shadow:0 14px 44px rgba(201,162,39,.7)}
.float-cta button:active{transform:translateY(-1px) scale(1.0)}

/* ===================================================
   RESPONSIVE
   =================================================== */
@media(max-width:1100px){
  .hero-inner{grid-template-columns:1fr;gap:0}
  .hero-visual{display:none}
  .funding-grid{grid-template-columns:repeat(2,1fr)}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .blog-grid{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(3,1fr)}
  .footer-top{grid-template-columns:1fr 1fr}
  .service-page-grid{grid-template-columns:1fr}
  .service-sidebar{position:static}
  .dropdown-mega{min-width:95vw;grid-template-columns:repeat(3,1fr);left:0;transform:translateX(-10px)}
  .nav-dropdown:hover .dropdown-mega,.nav-dropdown.menu-open .dropdown-mega{transform:translateX(-10px) translateY(0)}
}
@media(max-width:768px){
  .nav-container{padding:0 16px}
  .nav-menu{display:none;position:fixed;top:72px;left:0;right:0;bottom:0;background:rgba(10,22,40,.98);backdrop-filter:blur(20px);flex-direction:column;align-items:flex-start;padding:22px;overflow-y:auto;gap:2px;border-top:1px solid var(--glass-border);z-index:901}
  .nav-menu.open{display:flex}
  .nav-menu>a{font-size:15px;padding:13px 16px;width:100%}
  .nav-dropdown{width:100%;flex-direction:column;align-items:flex-start}
  .nav-dropdown>a.nav-link-drop{font-size:15px;padding:13px 16px;width:100%}
  .dropdown-mega{position:static;transform:none!important;opacity:1;pointer-events:all;display:none;grid-template-columns:1fr;min-width:unset;box-shadow:none;border:none;background:rgba(255,255,255,.03);padding:8px 12px;border-radius:8px;margin:4px 0}
  .nav-dropdown.drop-open .dropdown-mega{display:grid}
  .mega-col+.mega-col{border-left:none;border-top:1px solid rgba(255,255,255,.06);padding-top:11px;margin-top:4px}
  .hamburger{display:flex;align-items:center}
  .cta-nav{display:none}
  .hero{padding:84px 18px 56px}
  .hero-stats{gap:14px;flex-wrap:wrap}
  .funding-section,.services-section,.testimonials-section,.why-section,.how-section,.blog-section,.connect-section{padding:56px 18px}
  .section-wrap{padding:56px 18px}
  .funding-grid,.services-grid{grid-template-columns:1fr}
  .testi-grid{grid-template-columns:1fr}
  .why-grid{grid-template-columns:1fr 1fr}
  .blog-grid{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr;gap:28px;padding:44px 18px}
  .footer-bottom{flex-direction:column;gap:12px;padding:18px}
  .footer-disclaimer{padding:18px}
  .connect-inner{grid-template-columns:1fr;gap:40px}
  .inline-form .form-row{grid-template-columns:1fr}
  .how-steps{flex-direction:column;align-items:center}
  .step-arrow{transform:rotate(90deg);margin:-8px 0}
  .popup-box{padding:24px 18px}
  .popup-form-row{grid-template-columns:1fr}
  .rating-bar{flex-direction:column;gap:20px;text-align:center}
  .service-hero{padding:100px 18px 54px}
  .service-page-grid{padding:44px 18px}
  .docs-list,.benefits-grid{grid-template-columns:1fr}
  .svc-cta-banner{flex-direction:column;text-align:center}
  .ssb-div{width:80%;height:1px}
  .svc-image-hero{padding:0 18px 30px}
  .img-hero-placeholder{height:200px}
  .img-inline-placeholder{height:160px}
  /* disable scale effects on mobile for performance */
  .fund-card:hover,.service-card:hover,.testi-card:hover,.step:hover,.why-card:hover,.blog-card:hover{transform:translateY(-5px);scale:1}
}

/* ===================================================
   SERVICES LISTING PAGE
   =================================================== */
.svc-category-block{margin-bottom:68px;padding-bottom:68px;border-bottom:1px solid rgba(255,255,255,.07)}
.svc-category-block:last-child{border-bottom:none}
.svc-cat-header{display:flex;align-items:center;gap:18px;margin-bottom:26px;padding-bottom:18px;border-bottom:1px solid rgba(201,162,39,.2)}
.svc-cat-icon{font-size:42px;flex-shrink:0}
.svc-cat-label{font-size:10px;font-weight:700;letter-spacing:3px;color:var(--gold);text-transform:uppercase;margin-bottom:4px}
.svc-cat-title{font-family:var(--font-display);font-size:clamp(24px,3vw,36px);font-weight:700;color:#fff;margin:0;letter-spacing:-0.3px}
.svc-cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}
.svc-list-card{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px 22px;display:block;transition:border-color var(--dur-med),transform var(--dur-med) var(--ease-spring),box-shadow var(--dur-med)}
.svc-list-card:hover{border-color:var(--gold);transform:translateY(-5px) scale(1.01);box-shadow:var(--shadow-gold)}
.svc-list-card h3{font-size:15.5px;font-weight:700;color:#fff;margin-bottom:9px;line-height:1.4}
.svc-list-card p{font-size:13px;color:var(--text-light);line-height:1.7;margin-bottom:15px}
.svc-list-arrow{font-size:12px;color:var(--gold);font-weight:600;transition:letter-spacing var(--dur-fast)}
.svc-list-card:hover .svc-list-arrow{letter-spacing:.3px}

/* ===================================================
   HOME IMAGE BLOCKS
   =================================================== */
.home-real-img{width:100%;display:block;border-radius:14px}
.home-img-block{width:100%}
.img-section-placeholder{height:280px;width:100%}

/* ===================================================
   SERVICES GRID — 4 COLUMN WIDE ON LARGE SCREENS
   =================================================== */
@media(min-width:1100px){
  .services-grid{grid-template-columns:repeat(4,1fr)}
}

/* ===================================================
   ENQUIRY LOG — ADMIN NOTE
   =================================================== */
/* All enquiries are saved to enquiries/enquiries.csv as backup */